A car accident is a stressful situation. Even if nobody is hurt, it can be a lot of hassle. If you are also trying to recover from whiplash or other injuries, then it can be a nightmare.
The last thing you need to worry about is your legal situation. Pennsylvania has a complicated fault system - it is a Choice No Fault state, meaning you can choose between no fault or traditional insurance. No fault insurance means you cannot sue or be sued unless "serious injury" (which is not well defined in Pennsylvania) has occurred.
With traditional coverage, you will not have the ability to sue a person in no fault coverage - which could result in your insurance company refusing to cover the damage and your being unable to attempt securing damages from the other party. As such, the best option is to bind no fault coverage.
Many lawyers take cases like these on a contingency basis which means that you will not have to pay for an initial consultation to determine whether or not your case is a viable one.
Due to the complex nature of "serious injury" and the way in which this is defined in Pennsylvania, it is vital to get in touch with a reputable car accident lawyer Philadelphia PA residents can hire if any party has sustained injuries that exceed mere bruises. It is important to note that every car accident in this state must be reported to the local police - not reporting this event could cause your license to be suspended. Always get medical care when you have sustained an injury and contact your insurer as soon as you can - preferably before you have even left the scene of this event.
A good Philadelphia accident attorney will take your call right after the accident and give you a free consultation. They will be able to help you with the legal complexities so you can worry about recovering - and getting your car fixed.
The last thing you need to worry about is your legal situation. Pennsylvania has a complicated fault system - it is a Choice No Fault state, meaning you can choose between no fault or traditional insurance. No fault insurance means you cannot sue or be sued unless "serious injury" (which is not well defined in Pennsylvania) has occurred.
With traditional coverage, you will not have the ability to sue a person in no fault coverage - which could result in your insurance company refusing to cover the damage and your being unable to attempt securing damages from the other party. As such, the best option is to bind no fault coverage.
Many lawyers take cases like these on a contingency basis which means that you will not have to pay for an initial consultation to determine whether or not your case is a viable one.
Due to the complex nature of "serious injury" and the way in which this is defined in Pennsylvania, it is vital to get in touch with a reputable car accident lawyer Philadelphia PA residents can hire if any party has sustained injuries that exceed mere bruises. It is important to note that every car accident in this state must be reported to the local police - not reporting this event could cause your license to be suspended. Always get medical care when you have sustained an injury and contact your insurer as soon as you can - preferably before you have even left the scene of this event.
A good Philadelphia accident attorney will take your call right after the accident and give you a free consultation. They will be able to help you with the legal complexities so you can worry about recovering - and getting your car fixed.
About the Author:
If you are considering hiring an attorney for an accident lawyer Philadelphia PA has one of the best law firms in the area. Use this link to reach the web page at http://www.joemitchellattorney.com.
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