Why You Should Hire A Long Term Disability Benefits Lawyer

By Ryan Jackson


If you find that you can no longer work due to a disability, chances are you have tried filing for long-term disability benefits through your employer only to be denied your claim. When this occurs you may think there are no other options open to you. There are many advantages to hiring a long term disability benefits lawyer that you may not be aware of.

It is often in your best interest to hire an LTD attorney at the outset of your filing your claim, however, if you have filed on your own and been denied, then it is essential that you get the proper help with your appeal to increase your chances of winning your case with the insurance company. An LTD attorney can help you file your appeal.

With a long-term disability, the insurance companies often use tricky and confusing wording on their applications that result in applicants answering in a way that harms their chances of getting approved. By hiring an experienced LTD attorney to appeal your case and represent you with the insurance company, your chances of winning are greatly improved. If you hire them before you file they can often help you in answering the questions on the initial application and if you are still denied they can file an appeal immediately and begin the process of helping you win your claim.

The appeals process has a time limit window of usually 180 days to file your claim and often once your initial disability claim has been filed you cannot add any further information or evidence to your claim. An attorney knows how to deal with this process to stack the odds in your favor and get the medical evidence that is needed to help you win your case.

The attorney will know just the right questions to ask your doctors and other healthcare providers to gather the evidence needed to prove your disability. They ask specific types of questions that are often not asked during the initial filing of your claim. The types of questions they ask are important in helping you prove your case to the insurance company.

LTD attorneys most often will work on contingency and that is they don't get paid unless you win your case. They will work hard to ensure that you have the best possible chances of winning and discuss their fees with you during your first consultation with them.

An attorney gives you a distinct advantage because when you work with an LTD attorney in dealing with the insurance company to obtain your disability benefits, often your chances of winning your case are increased because of the knowledge and skill level of the attorney working with you. If you attempt to file for these benefits on your own, often any attempt you make will be denied so it is important to get good representation in the very beginning often before you even file.

If you have a disability that prevents you from working your current or former job, you should seek the services of a qualified LTD attorney in your area. They will be happy to consult with you and go over your case and inform you of your chances of obtaining benefits. Reduce your stress levels and increase your chances of getting the benefits you deserve by hiring an LTD attorney today.




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