Many people get insurance on items that they own because they can never be careful enough when it comes to accidents and unforeseeable events. The reassurance that people get when they get insurance on their homes and vehicles lets them know that if something bad does happen they will be covered and reimbursed the cost of the item or items.
Sadly many insurance claims do not happen as quickly and carefully as most people would prefer. Bad faith claims are what happens when the insurance company disregards their good faith relationship that was established when they started doing business with you. It can be a very stressful situation when something happens to something you own and the insurance company just will not pay up. If you should find yourself in a spot like this you might just need the help of a Houston insurance lawyer to help you get reimbursed.
Instances of Bad Faith Claims
There are primarily two different types of bad faith claims. The first one is called a first party claim, while the other is called a third party claim. The difference between the two is slight, but both prove that the insurance company participated in negligent behavior in regards to how they handled your claim. The best example to use for a first party claim would be if you owned your own house and your insurance provider said they would look at it, only to not show up and not contact you for a long time. This type of behavior would be considered bad faith.
A delay in payment is also a terrible practice that some insurance companies end up doing to their customers. If they come and investigate your claim and still take upwards of a year between investigation and payout that is considered bad faith. They had the evidence presented before them and took an unnecessarily long time to send you your reimbursement.
Third party claims are slightly different, but still highly illegal. Two of the best examples of a third part bad faith claim would be if you are stuck without any kind of defense or help when you end up in a situation where you are trying to prove that you should get insurance money for your company, or if they handle your case in a negligent fashion.
Benefits of an Attorney to Help Your Case
These kinds of situations can be extremely long and drawn out, and you do not want to be stuck dealing with it yourself. Getting a Houston insurance lawyer to help you get reimbursed is a great decision because it is what they are trained to do. Cases in which insurance companies participate in bad faith claims are more common than you might believe. When you have experience on your side, you are going to get the best possible results.
Talking to your lawyer involves you being prepared to tell them why you were a victim of a bad faith claim and what conversations took place between you and your insurance company. They will help you find the options that you have when it comes to contacting the insurance company and going to court over their negligence. If you feel like you have been waiting too long contact a lawyer and get the information together so that you can get reimbursed for what you are owed.
Sadly many insurance claims do not happen as quickly and carefully as most people would prefer. Bad faith claims are what happens when the insurance company disregards their good faith relationship that was established when they started doing business with you. It can be a very stressful situation when something happens to something you own and the insurance company just will not pay up. If you should find yourself in a spot like this you might just need the help of a Houston insurance lawyer to help you get reimbursed.
Instances of Bad Faith Claims
There are primarily two different types of bad faith claims. The first one is called a first party claim, while the other is called a third party claim. The difference between the two is slight, but both prove that the insurance company participated in negligent behavior in regards to how they handled your claim. The best example to use for a first party claim would be if you owned your own house and your insurance provider said they would look at it, only to not show up and not contact you for a long time. This type of behavior would be considered bad faith.
A delay in payment is also a terrible practice that some insurance companies end up doing to their customers. If they come and investigate your claim and still take upwards of a year between investigation and payout that is considered bad faith. They had the evidence presented before them and took an unnecessarily long time to send you your reimbursement.
Third party claims are slightly different, but still highly illegal. Two of the best examples of a third part bad faith claim would be if you are stuck without any kind of defense or help when you end up in a situation where you are trying to prove that you should get insurance money for your company, or if they handle your case in a negligent fashion.
Benefits of an Attorney to Help Your Case
These kinds of situations can be extremely long and drawn out, and you do not want to be stuck dealing with it yourself. Getting a Houston insurance lawyer to help you get reimbursed is a great decision because it is what they are trained to do. Cases in which insurance companies participate in bad faith claims are more common than you might believe. When you have experience on your side, you are going to get the best possible results.
Talking to your lawyer involves you being prepared to tell them why you were a victim of a bad faith claim and what conversations took place between you and your insurance company. They will help you find the options that you have when it comes to contacting the insurance company and going to court over their negligence. If you feel like you have been waiting too long contact a lawyer and get the information together so that you can get reimbursed for what you are owed.
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If you need help from a Insurance Claim Attorneys Houston, contact Powers Law Firm today. Our experienced insurance claims attorneys are available to provide assistance with all types of bad faith insurance lawsuits.