The Affordable Care Act, which many have taken to calling "Obamacare," requires anybody with preexisting problems can't be excluded from health insurance plans. However, to get them onto plans means someone will have to pay to get them insured. Everybody with insurance through employers will foot the bill, to the tune of $63 each year starting in 2014.
Giving everyone insurance
No matter what a person's situation, people with preexisting problems should always be able to get insurance coverage. It should be given to anyone who is willing to pay premiums to get it. Insurance is really significant to a person's health.
It turns out the federal government agreed, or at least a ton of previous Democratic congressmen agreed and they passed the Affordable Care Act, mistakenly referred to as "Obamacare" though all the president did was sign it into law. As a result, insurance businesses cannot exclude people from coverage due to preexisting conditions. As with any government regulation of commerce, that means the cash has to come from somewhere.
The requirement will not start until 2014, but between 2014 and 2017, $25 billion will have to be elevated to cover all of it. The only people left to pay for the extra expenses are those who already have insurance and the companies who are forced to buy it for employees.
Only $63 a year
Everybody currently insured will end up having to pay a fee to give insurance to those with preexisting problems though. About 190 million people get insurance through their employers, and the fee will most likely be passed on through them. Every business that gives insurance to employees will be paying, according to the ACA's text.
If businesses pass on the fee to workers, then workers will have to pay $5.25 a month. That may not lead to getting payday loans or change your lifestyle, but it could still hurt. It expenses $63 per insured person each year, according to Salon.com. Companies will pay higher bills if they are larger and smaller bills if they are lower.
On the bright side, the fee declines every year after that, dropping from $63 per head in 2014 to $50 the next year, until it phases out totally in 2017.
Taking a little to give just a little
It seems like a really nice idea to help get health insurance for other people, but a lot of people are going to have to put even more in if everybody is going to be able to get coverage. The ACA demands that another $700 billion be raised in the next ten years on top of the $25 billion for those with preexisting problems.
According to the Washington Post, health insurance premiums are increasing everywhere because of the health care law. People can expect to pay more. HR consultancy Mercer did a survey that found 10 percent of businesses with over 500 workers increased health insurance premiums last year. This year, that number was up to 12 percent of corporations.
Giving everyone insurance
No matter what a person's situation, people with preexisting problems should always be able to get insurance coverage. It should be given to anyone who is willing to pay premiums to get it. Insurance is really significant to a person's health.
It turns out the federal government agreed, or at least a ton of previous Democratic congressmen agreed and they passed the Affordable Care Act, mistakenly referred to as "Obamacare" though all the president did was sign it into law. As a result, insurance businesses cannot exclude people from coverage due to preexisting conditions. As with any government regulation of commerce, that means the cash has to come from somewhere.
The requirement will not start until 2014, but between 2014 and 2017, $25 billion will have to be elevated to cover all of it. The only people left to pay for the extra expenses are those who already have insurance and the companies who are forced to buy it for employees.
Only $63 a year
Everybody currently insured will end up having to pay a fee to give insurance to those with preexisting problems though. About 190 million people get insurance through their employers, and the fee will most likely be passed on through them. Every business that gives insurance to employees will be paying, according to the ACA's text.
If businesses pass on the fee to workers, then workers will have to pay $5.25 a month. That may not lead to getting payday loans or change your lifestyle, but it could still hurt. It expenses $63 per insured person each year, according to Salon.com. Companies will pay higher bills if they are larger and smaller bills if they are lower.
On the bright side, the fee declines every year after that, dropping from $63 per head in 2014 to $50 the next year, until it phases out totally in 2017.
Taking a little to give just a little
It seems like a really nice idea to help get health insurance for other people, but a lot of people are going to have to put even more in if everybody is going to be able to get coverage. The ACA demands that another $700 billion be raised in the next ten years on top of the $25 billion for those with preexisting problems.
According to the Washington Post, health insurance premiums are increasing everywhere because of the health care law. People can expect to pay more. HR consultancy Mercer did a survey that found 10 percent of businesses with over 500 workers increased health insurance premiums last year. This year, that number was up to 12 percent of corporations.
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