The Workers Compensation Insurance program in effect in all fifty states was established to protect both employer and employee. When a worker has a disabling accident on the job it dictates that his medical expenses will be covered. As a Sedalia Workers Compensation Attorney can explain, it also assures him of partial salary while he is unable to work.
Circumstances are not the deciding factor in these claims. The employer may have been negligent in providing a workplace free of hazards. The employee may have been very careless in a super safe environment. Either way, the medical claims and partial salary are to be paid.
It is a no-fault system. This means it does not matter who, if anyone, is at fault. There is no danger of the employer being sued for punitive damages. The employee can collect only up to a specific amount. This insurance is mandated by law.
In any injury that is not work-related, the victim can sue for medical, lost wages and punitive damages. Under the Workmans Compensation insurance policy, punitive damages are not an option. Therefore a negligent employer who neglects safety concerns in the workplace cannot be forced to pay any amount for punitive damages.
In the unfortunate event of an employee being killed at work, workmans compensation insurance pays death benefits. This is mandated by state statutes. Federal statutes, or laws, cover those who are employed by the federal government.
There are accusations of fraud within the system. This is a highly controversial topic. Some insist it is extremely low. Others maintain the monetary losses to be as high as seven billion dollars or more. No one can prove it either way.
Without fear of consequences a worker can be injured in a weekend football game and claim it happened on the job. No attorney is investigating on behalf of the employer. Consider the workplace fraught with danger that no attorney is going to prosecute for. It is easy to see how all kinds of fraud can be instigated.
Circumstances are not the deciding factor in these claims. The employer may have been negligent in providing a workplace free of hazards. The employee may have been very careless in a super safe environment. Either way, the medical claims and partial salary are to be paid.
It is a no-fault system. This means it does not matter who, if anyone, is at fault. There is no danger of the employer being sued for punitive damages. The employee can collect only up to a specific amount. This insurance is mandated by law.
In any injury that is not work-related, the victim can sue for medical, lost wages and punitive damages. Under the Workmans Compensation insurance policy, punitive damages are not an option. Therefore a negligent employer who neglects safety concerns in the workplace cannot be forced to pay any amount for punitive damages.
In the unfortunate event of an employee being killed at work, workmans compensation insurance pays death benefits. This is mandated by state statutes. Federal statutes, or laws, cover those who are employed by the federal government.
There are accusations of fraud within the system. This is a highly controversial topic. Some insist it is extremely low. Others maintain the monetary losses to be as high as seven billion dollars or more. No one can prove it either way.
Without fear of consequences a worker can be injured in a weekend football game and claim it happened on the job. No attorney is investigating on behalf of the employer. Consider the workplace fraught with danger that no attorney is going to prosecute for. It is easy to see how all kinds of fraud can be instigated.
About the Author:
Rick Koenig is a Sedalia workers compensation attorney that is dedicated to helping those people who have been injured. If you think that you should be compensated for your injuries, visit http://www.rickkoenig.net right now, for more details.
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