What It Takes To Be An Insurance Investigator Florida Guarantors Want To Hire

By Jessica Fox


Not all insurance claims are fraudulent. Enough of them are suspicious enough however for policy holders to hire specialists to investigate the claims that raise red flags. If you are looking for an interesting career, and love to solve mysteries, becoming an insurance investigator Florida providers want to hire could be the answer. You can start by getting a good education.

Most companies are looking for college graduates when it comes to hiring investigators. You might have a degree in criminal justice, psychology, business, or some other related field. Experience will be critical when you are looking for a job. To get experience, you might be able to apprentice with seasoned investigators, take a position in security first, or work as an intern for a criminal lawyer or private detective.

If you like working with statistics, you'll enjoy the part of investigating that involves analyzing automotive, medical, and general claims for the probability of fraud. Old fashioned stakeouts, in combination with online research, are often called for. It's a good bet that, at some point, you will find yourself in a courtroom testifying about your findings in a case involving fraud.

You might feel a little like you're the star of your own television series when you first start surveilling insurers. This is very serious business however. You are on the lookout for signs that an insurer, who has claimed serious injury, is living a lifestyle consistent with those claims. You will have to be good at your job. If you are caught following an suspect, you could be charged with harassment.

Social media is the new best friend of fraud investigators. It never ceases to amaze authorities at the stupid ways claimants have of giving away their fraudulent plans. They might post pictures of skiing vacations taken at the exact same time they are claiming they have broken arms or legs. They might even boast about scamming providers.

Part of the investigative process involves research. With today's technology, it's easy to find out if someone who is currently filing a claim has a history of doing the same thing. There may even be fraud convictions in the public record. Financial setbacks are the reason a lot of people file false claims. You can do a simple credit check to get some idea of the financial status of a claimant.

You have to become adept at interviewing. If you like to talk to people this should be an easy part of the job. Determining a case, often comes down to talking to everybody involved. That means the person making the claim, friends, family, and witnesses. Sometimes it turns out that the claimant is honest and the agent, mechanic, or doctor is the one in the wrong.

This can be a great job for the right person. You may not get rich, but you will learn a lot and meet all kinds of people. You will certainly have plenty of stories to tell your grandchildren.




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